TERMS AND CONDITIONS

This document is an electronic record in compliance with the Information Technology Act, 2000, and applicable rules. It is generated by a computer system and does not require physical or digital signatures.

1. Introduction

Welcome to SmartyD. These Terms and Conditions define the rules and regulations for using our website and services. By accessing this platform, you agree to comply with these terms. If you do not agree with any part of these terms, please refrain from using SmartyD.

2. Definitions

• "User," "You," "Your" refers to any individual or entity accessing our platform.

• "Company," "We," "Our," "Us" refers to SmartyD.

• "Platform" refers to our website, mobile site, and mobile application.

3. User Obligations

• You must provide accurate and complete information during registration.

• You are responsible for all activities conducted under your account.

• You agree to use the platform lawfully and in compliance with applicable laws.

4. Intellectual Property Rights

• All content, including but not limited to text, graphics, logos, and software, is owned by or licensed to SmartyD.

• Users are prohibited from reproducing, distributing, or modifying any content without prior consent.

5. Cookies

By using SmartyD, you consent to our use of cookies to enhance user experience as per our Privacy Policy.

6. User Comments and Feedback

• Users may post comments or feedback where applicable.

• SmartyD does not endorse or take responsibility for user-generated content.

• We reserve the right to remove any content deemed inappropriate or in violation of these Terms.

7. Hyperlinking

• Certain organizations, such as government agencies and search engines, may link to our platform without prior approval.

• Other organizations must obtain written permission to hyperlink to our platform.

8. Content Liability

• SmartyD is not responsible for content appearing on third-party websites linked to or from our platform.

• Users agree to indemnify us against any claims arising from the content they post.

9. Privacy Policy

Your use of our platform is also governed by our Privacy Policy, which explains how we collect, use, and protect your information.

10. Service Modifications and Termination

• SmartyD reserves the right to modify or discontinue any part of the service without prior notice.

• We may suspend or terminate accounts that violate these Terms.

11. Limitation of Liability

• We do not guarantee the accuracy, completeness, or reliability of our content or services.

• SmartyD shall not be liable for any direct, indirect, or consequential damages resulting from platform use.

12. Indemnification

Users agree to indemnify and hold SmartyD, its affiliates, and employees harmless from any claims, damages, or expenses arising from violations of these Terms or applicable laws.

13. Amendments

We reserve the right to update these Terms at any time. Continued use of our platform constitutes acceptance of the modified Terms.

14. Governing Law

These Terms and Conditions are governed by the laws of India. Any disputes shall be resolved in accordance with Indian law.

15. Contact Information

For inquiries regarding these Terms and Conditions, please contact us at [Provide Contact Details].

16. By using our services, you agree that we may display your name as a user and showcase your feedback as a testimonial on our platforms,

Applicable Law and Jurisdiction

These Terms shall be governed and construed in accordance with the laws of India, without considering its conflict of law provisions. Any claims, disputes, or disagreements arising from or related to the Platform, Services, Terms, or any transactions conducted through the Platform shall fall under the exclusive jurisdiction of the courts in Pune, Maharashtra, India. By using the Platform, you consent to the jurisdiction of these courts.